Resource Spotlight: Paying for HIV Meds
Many things can trip up adherence, including bothersome side effects, disruptions to daily routines, and sheer forgetfulness. But what about financial obstacles to adherence? How do you stick to your HIV meds if it’s a challenge paying for them in the first place?
In the March/April 2013 issue of Positively Aware magazine, editor and longtime treatment advocate Jeff Berry shares strategies for getting your meds covered. Take a look at the excerpt below, and read the user-friendly article in full over at PositivelyAware.com.
By Jeff Berry
Treatment for HIV is effective yet costly, but it doesn’t have to break the bank. Following are ways to help pay for not only your HIV meds, but other drugs commonly used by people with HIV.
Co-Pay and Patient Assistance Programs
Most pharmaceutical companies provide some level of assistance to individuals who are unable to afford their HIV medications by way of a patient assistance program, or PAP. These PAPs are typically for patients without insurance who don’t qualify for Medicare, Medicaid, or ADAP. Qualifications and criteria vary by program and are based on a percentage of Federal Poverty Level (FPL). Patients or providers should contact the program to see if they are eligible (see chart).
…Many companies also have co-pay assistance programs for those who have drug coverage through privately held insurance. These programs may cover all or part of the drug co-pay up to a specified amount. Certain restrictions and eligibility requirements apply (for example, recipients of ADAP, Medicare, and Medicaid are not eligible)….